Atlas Balance
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How Long Do Transfers Take?
Transfer timing depends on the type of transfer and whether it’s incoming or outgoing. Here’s what to expect when sending or receiving money with your Atlas Balance account:
Outgoing Transfers
| Transfer type | Estimated timing |
|---|---|
| ACH transfer | 1–2 business days |
| Wire transfer | Same-day (if sent before 2 PM ET) |
| Transfers to linked external account | 1–2 business days |
ACH transfers typically settle faster if they’re sent early in the day or via same-day ACH. Wire transfers can show up within hours, but they depend on when the sender initiates them.
